Georgia Homeowners and Premises Liability

The death of a Georgia woman has been deemed accidental by authorities, but family and friends are concerned that might not have been the case. Tamla Horsford attended an adult slumber party at a home in Forsyth County last November when she was found in the backyard unresponsive by other partygoers.

Authorities believed that she fell from the balcony and suffered blunt force injuries to her neck, head, extremities, and torso. Pathologists believe that her injuries were consistent with a fall. Her blood alcohol level was 0.23, some three times the legal driving limit in Georgia. She also had traces of Xanax and marijuana in her system.

Her family and friends say that if she was that intoxicated, she should not have been allowed to be alone, especially on the balcony. They also wonder how she got over the top of the four-foot railing on the deck. It was also discovered that the person who found Horsford’s body was fired from his job for accessing documents related to the case. The family hired a private medical examiner who concluded that her body had extensive injuries all over and one fall would not have resulted in that many injuries.

Homeowners and Liability

Most homeowner’s policies include $100,000 in liability coverage. However, if someone is severely injured, or worse yet — dies, that amount of money will not go far. Many companies, however, offer the ability to increase that coverage to $300,000 and even some up to $1 million or more. This coverage will include harm that was caused by your children and pets, however, if your pet routinely attacks people, the insurer may cancel your coverage. Most standard home owner’s policies do not cover the following:

  • Clients and employees of a business based out of your home, including the children in your home that you use for a daycare if you take in over three children and have no special endorsement on your policy.
  • Claims made against one member of the household against another member of the household.
  • Diseases you pass on to someone else.

Premises Liability and Georgia Law

Premises liability comes into play when an individual is injured on the property of another person and files a claim against the owner of the property. The liability for the injury is typically the same whether the claim was brought against the owner of the property or the occupier.

However, that liability may not be the same for landlords because the owner may not be liable for the injury simply because the injury occurred on the owner’s premises. The injured person must prove that the owner was negligent and that their negligence resulted in the injury.

Contact an Experienced Personal Injury Attorney Today

If you have been injured at another person’s home due to negligence on behalf of the owner of the property, you may be entitled to damages for your injuries. The attorneys at Lankford & Moore Law will review your situation and advise you of your legal rights. Contact us today to schedule a consultation.

I realized the true function of a lawyer was to unite parties riven asunder. The lesson was so indelibly burnt into me that a large part of my time during the twenty years of my practice as a lawyer was occupied in bringing about private compromises of hundreds of cases. I lost nothing thereby — not even money, certainly not my soul.

Mahatma Gandhi

Lankford & Moore Law in Downtown Lawrenceville

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